Discover Waave, your solution for personalised payments. Explore our innovative pay by bank services, designed for both businesses and individuals to enjoy seamless transactions. Waave uses Open Banking data to reinvent the payment experience and create a positive change for businesses and consumers. Free tool that helps you put all your subscriptions in one place to see how much you are spending. Payments directly from your bank. A secure and seamless 21st-century version of direct debit. Online and in store. No Fees! No Surcharges! It’s a better way to pay.